Buying a car can be bewildering. You step on the lot, and you see soooo many cars. Some are autos you wouldn’t ever want to drive (but you can easily afford) to your dream vehicle with all the bells and whistles. As you walk through the lot, you start looking at the price tags, and sticker shock starts to set in. You know you have enough money to afford a car payment, but you might not know exactly how much car you can get with that money. This is where a pre-approved car loan can be your best friend. Rather than picking out a car and then getting a car loan, many buyers prefer to go the other way around. So why should you get a car loan approval before stepping on the lot?
No credit is not the same as bad credit. Having no credit doesn't mean that you aren't a responsible person, it typically means that you haven't had a need to establish any credit at this point in your life.
So, what is a hybrid car? Simply put, a hybrid car is a vehicle that uses more than one form of "onboard energy" to propel itself down the road. It accomplishes this by supplementing the power of an internal combustion engine with a battery powered electric motor. In the USA, hybrid vehicles are powered by combination power plants consisting of an electric motor and a gasoline engine. In other parts of the world they also use a diesel/electric combination.
Every year we see new articles touting the “Safest Car of the Year.” Car safety has changed a great deal throughout the years, from the implementation of the lap-type seat belts, moving up to shoulder type seat belts, then on through airbags, crumple zones, and now we are coming to an era of autonomous cars. Just like all improvements in technology, these added safety benefits come at a cost. How much safer are drivers and passengers with these added features? Do the benefits always outweigh the costs? Let’s take a look at a few of the more common improvements in automotive safety in the last decade.
Tax time is here and you are looking at getting a decent chunk of change on your return. You start thinking about all the things you can buy with your return, but then your concentration is broken by the sound of your old hooptie quietly rusting in the driveway. Though it is not pretty, it has gotten you to work safely (*knock on wood), gotten the kids to practice, and even made a few trips to the beach. The old grocery-getter has seen better days; you keep a pair of well used jumper cables in the back seat, and duct tape is keeping the rear-view mirror from falling off in traffic. It is possible that you are thinking of adding auto repair to your resume of skills! Uncle Sam’s refund will be enough to cover replacing it outright, but there is a certain charm to your whip that you don’t want to part with. So, the question remains, replace or repair.